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There is no place like a Home.

Owning a home is a most desirable thing for all!! It act as your fiscal wealth and mental security .

Then why wait? Rupee funda offers you best home loan offers so that there is no further delay in buying your dream home ..

Here is a list of the best home loan providers for 2021.

SBI Home Loans

SBI is the largest Mortgage Lender in India, which has helped more than 30 lakh people to fulfil their dream of owning a home. The bank offers different types of home loan to suit the different requirements of its customers. Regular home loans, NRI home loans, Flexi Pay home loans, SBI pre-approved home loans, SBI Bridge home loans are some of the home loan products offered by SBI.

However, the features which make SBI one of the best home loan lender for 2021 is – 

  • Interest rate – 6.80%
  • 100% waiver on processing fees*
  • Special Concession Via Yono App & digital channels 
  • Maximum loan tenure up to 30 years
  • No hidden charges and total transparent system
  • Home Loan Available as Overdraft
  • No Prepayment Charges
  • Availability of Top-up and Balance Transfer Facility 
  • Availability of Credit linked subsidy (PMAY)

HDFC Bank Home Loans

HDFC is one of the top home loans provides in India and offers home loans with EMIs starting from ₹652 per lakh. The interest rates for HDFC home loans are also affordable and starts from 6.80%* p.a. HDFC also offers tailor-made home loans for salaried individuals. The bank provides legal and technical counselling to help their customers in making the right decision with their home loan. Another plus point with HDFC Housing Loans is that it offers online Home Loan solutions where you don’t need to visit a bank even once. So, get ready to live your dream with HDFC Home Loans, get great benefits such as a low-interest rate, longer tenure, affordable EMI, and online service.

HDFC bank home loan features-

  • Interest rate -6.80% p.a 
  • EMI starting at 652per lakh
  • Online consultation for legal and technical help
  • Home Loan available to purchase, construct, renovate and buy land.
  • Processing Fee & Charges: Up to 0.50% or ₹3,000 (whichever higher) + GST as applicable
  • Minimum Loan Tenure: 1 year
  • Maximum Tenure: 20 years
  • Minimum Loan Amount: ₹100,000
  • Maximum Loan Amount: ₹100,000,000
  • Prepayment / Foreclosure Charges: NIL

ICICI Bank Home Loans

ICICI bank understands that buying a house is a dream for many and thus it provides you with best Home Loans to makes it simpler for those who want to turn their dream into reality.

ICICI Bank Home Loans offer you Home Loan solution and information to purchase/construct a new home or to renovate your existing home. 

ICICI Bank home loan features-

  • Interest rate – 6.90%* P.a
  • EMI starting @ 5269
  • Home Loans available at subsidized interest rates with Pradhan Mantri Awas Yojna
  • Balance transfer facility available
  • Exclusive offers for salaried customers
  • Maximum Loan Amount: ₹30,000,000
  • Maximum Tenure Period: 30 years
  • Prepayment / Foreclosure Charges: NIL

Axis Bank Home  

Axis Bank Home Loan can be availed for a minimum amount of ₹ 3,00,000 which helps one to fulfil their dream of owning a house. The Axis Bank Home Loan comes with benefits such as lower EMIs for a longer tenure at affordable pricing. The loan can be availed online and provides you with many facilities like easy doorstep service and quick loan approvals.

Axis Bank home loan features-

  • Interest rate- 8.80%* p.a
  • Smaller and affordable EMIs
  • ¬The minimum loan amount is₹ 3, 00,000
  • No pre-payment charges
  • One can choose from Floating and fixed rates.
  • Processing Fee & Charges: Up to 1% (min of ₹10,000) + GST as applicable
  • Maximum tenure period up to 30 years.

Furthermore, Home Loan Interest Rates are at decadal low mark. It is thus the best time to get keys of your dream home in 2021. This week SBI, HDFC and Kotak Mahindra Bank have further slashed Home Loan Interest Rates. Grab the best Home Loan deal


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